Plastic Surgery Fees & Financing in Sacramento
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Cost Information
At The Plastic Surgery Center, most initial consultations are $100. If you decide to have surgery, this charge is credited toward your final surgical cost as well. As you would expect, the cost for surgery depends on the procedure or combination of procedures being performed. You may obtain information for the cost of procedures in general by calling our office. However, the actual final cost is determined on an individual basis once Dr. Coscia can fully evaluate each patient’s concerns and desires. You will be given the specifics of all costs at your initial consultation.
Payment Options
We take all forms of payment including cash, personal checks, and credit cards. In addition, financing options are available through lenders such as M-Lend Financial Services (www.mlendfinancial.com) and CareCredit (www.carecredit.com).
Treat NowPay Laterwith Cherry &
Rudy Coscia Board Certified Plastic Surgeon
Rudy Coscia Board Certified Plastic Surgeon
Buy Now. Pay Monthly. Let your money go further and take better control of your cash flow when you pay in smaller, more manageable monthly installments with Cherry.
How It WorksChoose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve patient portal.
Flexible Payments For Any BudgetUse the payment calculator to simulate what your monthly payments could look like.
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every practice that uses Cherry will offer the payment plan terms listed above.
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every practice that uses Cherry will offer the payment plan terms listed above.TestimonialsDon’t just take our word for it! Here’s what other patients have to say about Cherry…
Bryana
“I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I'm so happy I can split my payments up now!”
Alex
“Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!”
Marie
“I used this on Monday and it was great. Low down payment and low monthly. You all should try it.”
Gabriel
“Cherry was great, one of the better lending companies I’ve ever used. Making payments was a lot easier and I appreciate that Cherry was willing to work with me.”
Alyssa
“Cherry is amazing!!! Now we can get everything done!!”
Cassie
“I’ve been putting off these treatments for a long time. I scheduled them all today using Cherry!”
Frequently Asked Questions
How long is my approval valid for?
Approvals are valid for 120 days. Once that time period expires, you are welcome to reapply.
Can I increase my approval amount?
If you are eligible for an increase, you may request this through the Cherry Patient Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to "request an increase," it means you are ineligible for an increase at this time.
Can I pay this off early?
Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.
Does my 0% APR offer expire?
No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.
How much is my down payment and when is it due?
Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.
*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.
*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.
How are refunds handled?
To request a refund, please contact Rudy Coscia Board Certified Plastic Surgeon directly.
We defer to the refund policies put in place by Rudy Coscia Board Certified Plastic Surgeon and cannot initiate a refund without their approval.
Once Rudy Coscia Board Certified Plastic Surgeon authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
We defer to the refund policies put in place by Rudy Coscia Board Certified Plastic Surgeon and cannot initiate a refund without their approval.
Once Rudy Coscia Board Certified Plastic Surgeon authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Does Cherry report to the credit bureaus?
Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.
Can missing payments on my account with Cherry hurt my credit?
Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.
Manage My PlanManage your payment plans inside the Cherry Patient Portal.
More Questions?
Visit our Help Center
How to Learn More
Dr. Coscia’s patient coordinator, Robyn, will be happy to answer any specific questions and help you through the process.
